Financing a used motorcycle or used ATV

Used bike financing is an easy thing to do when you know how. On this page we are going to tell you how to do this. We are happy to help you finance your purchase. Financing a used motorcycle or ATV is not quite the same as financing a car. In fact, you may get better terms from your credit card company even. However, using the potential equity in your home is many times the best solution.

    Things to consider before applying:
  • Make several applications! Do not get stopped by the first possible denial! - this happens, guys, but this is not you to lose - it's they who just lose a good customer!
  • Be prepared to prove your income - they no longer rely just on credit score.
  • Consider your down payment - the bigger it is the easier it is for you to pay off.
  • You can use your trade-in as down payment. We welcome trades.
  • As a "B-plan" consider buying a one-two year older model, or smaller cc - this will be your first step and minimize your debt burden. Next year you trade it in and get a cooler ride!
  • To avoid the necessity of insurance consider an unsecured personal loan - this might save you plenty of money.

    Specialized motorcycle financing companies:

  • The ones you can apply from our office visit us for that and choose a bike.

Note: insurance may be required


Other used bike and ATV financing options:

The best option for financing a used motorcycle or ATV is to apply for an unsecured personal loan. In this case you are not obliged to buy full coverage insurance and save on many other expenses while getting almost the same rate if you applied for a specialized motorcycle loan. Please, check out these companies for personal loans:

  • YOUR BANK - this might be the best option
  • YOUR LOCAL CREDIT UNION - this might also be the best option
  • NetLoan (commonly used on eBay)
  • E-LOAN
  • Capital One

If you belong to a credit union, you really should check to see what they have to offer. They may well have a deal on motorcycle financing that is very attractive to you.

We are working on financing offers that will be advertised here with online application

If you aim at buying a used ATV unsecured personal loans are definately the best option.